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	<title>Comments on: &#8216;bajet&#8217;</title>
	<atom:link href="http://www.michaelooi.net/2009/11/09/bajet/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.michaelooi.net/2009/11/09/bajet/</link>
	<description>only 62% evil</description>
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		<title>By: Ryan</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16679</link>
		<dc:creator>Ryan</dc:creator>
		<pubDate>Thu, 19 Nov 2009 02:27:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16679</guid>
		<description>Yeah the cost is fucking high.Thats why im sticking to dogs rite now :P</description>
		<content:encoded><![CDATA[<p>Yeah the cost is fucking high.Thats why im sticking to dogs rite now <img src='http://www.michaelooi.net/wordpress/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' /> </p>
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		<title>By: michaelooi</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16653</link>
		<dc:creator>michaelooi</dc:creator>
		<pubDate>Wed, 11 Nov 2009 04:59:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16653</guid>
		<description>olivia - An ovulation kit will improve the odds greatly... 

xes - &quot;-_-

Danny - I know what you meant. But still, it isn&#039;t really wise to assume that you&#039;ll be well-off enough to support your children&#039;s education in the future. Not everything will go as planned all the time... if you get my drift.</description>
		<content:encoded><![CDATA[<p>olivia &#8211; An ovulation kit will improve the odds greatly&#8230; </p>
<p>xes &#8211; &#8220;-_-</p>
<p>Danny &#8211; I know what you meant. But still, it isn&#8217;t really wise to assume that you&#8217;ll be well-off enough to support your children&#8217;s education in the future. Not everything will go as planned all the time&#8230; if you get my drift.</p>
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		<title>By: Danny</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16651</link>
		<dc:creator>Danny</dc:creator>
		<pubDate>Tue, 10 Nov 2009 16:21:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16651</guid>
		<description>Aiyo, that&#039;s not what i meant (waiting till you hit the big bucks before having kids). Of course starting out you will need to fork out a hefty some (like you already mentioned 4K for the delivery etc etc). But by the time she enters secondary school and college (6 to 10 years later), you&#039;ll most probably be a project manager or some big shot engineer in the company. Don&#039;t tell me having a good salary is not one of the factors that you were thinking when you decided to take up engineering.

But yeah, i understand what you&#039;re trying to say. For the average joe, having a kid (or two) requires careful planning. =)</description>
		<content:encoded><![CDATA[<p>Aiyo, that&#8217;s not what i meant (waiting till you hit the big bucks before having kids). Of course starting out you will need to fork out a hefty some (like you already mentioned 4K for the delivery etc etc). But by the time she enters secondary school and college (6 to 10 years later), you&#8217;ll most probably be a project manager or some big shot engineer in the company. Don&#8217;t tell me having a good salary is not one of the factors that you were thinking when you decided to take up engineering.</p>
<p>But yeah, i understand what you&#8217;re trying to say. For the average joe, having a kid (or two) requires careful planning. =)</p>
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		<title>By: xes</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16650</link>
		<dc:creator>xes</dc:creator>
		<pubDate>Tue, 10 Nov 2009 15:09:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16650</guid>
		<description>Finally! we can comment!!! YAAAAAAAAAAYY sorry unrelated comment. hehe</description>
		<content:encoded><![CDATA[<p>Finally! we can comment!!! YAAAAAAAAAAYY sorry unrelated comment. hehe</p>
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		<title>By: oliviasy</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16649</link>
		<dc:creator>oliviasy</dc:creator>
		<pubDate>Tue, 10 Nov 2009 13:05:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16649</guid>
		<description>Why ppl keep bugging married couples to hv a kid (or 2, or 3) - It&#039;s so typical of ppl to ask, damn sien hearing that Q as well. It&#039;s like to them, if you get married, it&#039;s mandatory to hv children. WTF wei. In today&#039;s world, it&#039;s not necessary to hv kids, it&#039;s more like whether you can afford them (of cos if you really want them as well). For some, maybe they want one but due to circumstances which are only known to them, they don&#039;t hv kids yet (which wl open a whole new can of worms, and that&#039;s another story). Sometimes when it comes to children, it&#039;s also a matter of, whether you hv that luck too.</description>
		<content:encoded><![CDATA[<p>Why ppl keep bugging married couples to hv a kid (or 2, or 3) &#8211; It&#8217;s so typical of ppl to ask, damn sien hearing that Q as well. It&#8217;s like to them, if you get married, it&#8217;s mandatory to hv children. WTF wei. In today&#8217;s world, it&#8217;s not necessary to hv kids, it&#8217;s more like whether you can afford them (of cos if you really want them as well). For some, maybe they want one but due to circumstances which are only known to them, they don&#8217;t hv kids yet (which wl open a whole new can of worms, and that&#8217;s another story). Sometimes when it comes to children, it&#8217;s also a matter of, whether you hv that luck too.</p>
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		<title>By: michaelooi</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16645</link>
		<dc:creator>michaelooi</dc:creator>
		<pubDate>Tue, 10 Nov 2009 10:49:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16645</guid>
		<description>kumar - I wouldn&#039;t expect too much from the chicken shit rebate from the government. 

sweewon - All I was saying is, it requires a little bit of planning, that&#039;s all. 

rzmie - You&#039;re the man bro. 

coconut / danny - There are of course a lot of factors which I did not include. But by merely looking at it on the cost of raising a child&#039;s perspective (nevermind the inflation, nevermind how much growth in your career you can get), it is no doubt something to be reckoned with. (oh, btw, in case you guys don&#039;t know, the ideal age to procreate, esp for females, is below 30 years old. After that, it&#039;s going to be all about risks... ask a doctor. Ergo, I wouldn&#039;t put too much emphasis on &#039;the older the better bandwidth&#039; thing here...)</description>
		<content:encoded><![CDATA[<p>kumar &#8211; I wouldn&#8217;t expect too much from the chicken shit rebate from the government. </p>
<p>sweewon &#8211; All I was saying is, it requires a little bit of planning, that&#8217;s all. </p>
<p>rzmie &#8211; You&#8217;re the man bro. </p>
<p>coconut / danny &#8211; There are of course a lot of factors which I did not include. But by merely looking at it on the cost of raising a child&#8217;s perspective (nevermind the inflation, nevermind how much growth in your career you can get), it is no doubt something to be reckoned with. (oh, btw, in case you guys don&#8217;t know, the ideal age to procreate, esp for females, is below 30 years old. After that, it&#8217;s going to be all about risks&#8230; ask a doctor. Ergo, I wouldn&#8217;t put too much emphasis on &#8216;the older the better bandwidth&#8217; thing here&#8230;)</p>
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		<title>By: Danny</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16644</link>
		<dc:creator>Danny</dc:creator>
		<pubDate>Tue, 10 Nov 2009 09:42:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16644</guid>
		<description>But your career grows along with your child too. Promotions, annual increment, a higher pay with a different company and all that. It&#039;s not like you&#039;ll still be where you are 5 or 10 years down the road in company X.</description>
		<content:encoded><![CDATA[<p>But your career grows along with your child too. Promotions, annual increment, a higher pay with a different company and all that. It&#8217;s not like you&#8217;ll still be where you are 5 or 10 years down the road in company X.</p>
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		<title>By: coconut donut</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16642</link>
		<dc:creator>coconut donut</dc:creator>
		<pubDate>Tue, 10 Nov 2009 09:06:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16642</guid>
		<description>Just referring purely to the monetary aspect of raising a kid, no doubt costs of living have escalated tremendously as opposed to our &#039;parents&#039; time&#039;. However, if we were to think about their expenses then, raising a child then was also as costly with their wages.

However, there&#039;s always hope that along your career journey, you may get promoted, a pay rise, etc. As you climb up the corporate ladder, you will be able to earn a decent income to support a bigger family and live a comfortable life. Not everyone starts off being rich. More often than not, it comes along the way with hardwork and opportunity.</description>
		<content:encoded><![CDATA[<p>Just referring purely to the monetary aspect of raising a kid, no doubt costs of living have escalated tremendously as opposed to our &#8216;parents&#8217; time&#8217;. However, if we were to think about their expenses then, raising a child then was also as costly with their wages.</p>
<p>However, there&#8217;s always hope that along your career journey, you may get promoted, a pay rise, etc. As you climb up the corporate ladder, you will be able to earn a decent income to support a bigger family and live a comfortable life. Not everyone starts off being rich. More often than not, it comes along the way with hardwork and opportunity.</p>
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		<title>By: rzmie</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16641</link>
		<dc:creator>rzmie</dc:creator>
		<pubDate>Tue, 10 Nov 2009 05:06:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16641</guid>
		<description>Yeah Michael. I agree with you. Currently I have 2 kids and we decided we don&#039;t want to have any other kids too soon or not at all. We spend about 1.5k monthly for them (milk, diapers, insurance coverage, medical bills, toys, savings and etc). When I read your post, I guess later I need to pay more when they go to school. Sigh.</description>
		<content:encoded><![CDATA[<p>Yeah Michael. I agree with you. Currently I have 2 kids and we decided we don&#8217;t want to have any other kids too soon or not at all. We spend about 1.5k monthly for them (milk, diapers, insurance coverage, medical bills, toys, savings and etc). When I read your post, I guess later I need to pay more when they go to school. Sigh.</p>
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		<title>By: sweewon</title>
		<link>http://www.michaelooi.net/2009/11/09/bajet/comment-page-1/#comment-16640</link>
		<dc:creator>sweewon</dc:creator>
		<pubDate>Tue, 10 Nov 2009 03:49:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.michaelooi.net/?p=5678#comment-16640</guid>
		<description>Thanks for the enlightenment! Now I&#039;m going to do a similar calculation first before we decide to have a baby. Let me get yours into an excel file and safekeep for future reference......</description>
		<content:encoded><![CDATA[<p>Thanks for the enlightenment! Now I&#8217;m going to do a similar calculation first before we decide to have a baby. Let me get yours into an excel file and safekeep for future reference&#8230;&#8230;</p>
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